Many workers in New South Wales work in risky or even dangerous conditions. Even workplaces like construction sites see regular workplace accidents which aim or even kill workers. Employers are expected by state law to provide working environments that do not put workers at risk. This includes using safety gear and clothing where appropriate and providing suitable training so that risks are lowered.
If you do suffer an accident while at work and you are injured you should receive compensation from your employer as part of worker’s compensation. In New South Wales, employers maintain a state funded arrangement with the NSW WorkCover program. WorkCover is one of Australia’s largest insurance companies, with over 2.5 billion dollars of premiums received annually.
Worker’s Compensation coverage in New South Wales
The NSW Worker’s compensation program is an insurance package that covers over 266,000 employees and workers throughout the state. As long as you are a NSW worker, you should be covered by your employer’s insurance policy with NSW WorkCover, but if you are working for a small business, it is advisable to find out what cover, if any, you actually have.
If you are injured while at work, however the injury takes place, your first priority is to get treatment. It may be that your employer has a designated medical facility which provides treatment to employees of that company or agency.
You are expected to report your injury as soon as you are able to do so. If you are not able to do this yourself because your injuries are severe, then you may be able to get a family member of a supervisor or other work colleague to complete the necessary documentation.
A Sydney worker’s compensation lawyer can help you with the documentation of your injury and be available to discuss the worker’s compensation process. Normally, a claim with WorkCover should be made within 3 years of the date of the injury. The compensation is limited to economic losses, more specifically medical bills and loss of wages as a result of the injury.
It is important to keep all records which document the injury you sustained and what sort of treatment you received. It is particularly important to keep invoices and records of costs that you have had to bear because of the work related injury.
100,000 work related injuries annually across NSW
WorkCover reports that they deal with over 100,000 work related injuries every year in New South Wales. A small percentage of workplace accidents lead to fatalities.
Compensation claims for injuries at workplaces are not always easy or may not lead to a satisfactory payment. If you think that a settlement is unfair or unjustified, it may be advisable to seek help from an experienced Sydney worker’s compensation lawyer who has had proven experience dealing with workplace accidents and injuries across the state. Your Sydney personal injury lawyer may help you pursue a NSW Common Law Claim. This type of claim has certain benefits over WorkCover as it includes past and future financial losses, as well as an amount for pain and suffering